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Business Value Services

Business Debit Cards, Credit Cards, Merchant Services and More

Bring more value to your business banking relationship with Putnam Bank! Our business value services are aimed at helping you do the little things better to keep your business banking experience efficient. Select a service to learn more about it:


Advantage Points®

Want to earn points to redeem for rewards for your business? With Advantage Points®, you earn points with the purchases you make every day. Simply swipe your Putnam Bank Mastercard® Check Card, select credit and sign for the purchase. You'll earn one (1) point for every $3 in purchases. You can then redeem your points at Learn more about Advantage Points®, read the full disclosures, and then start earning points today!

Business Debit Card

Pay your business expenses any time and in any place with the Putnam Bank Business Debit Card. The Putnam Bank Business Debit Card also offers top-level security, a simple way to track your business expenses and favorable spending limits that are designed specifically for the needs of running a business.

MasterCard SecureCode®

Add an extra layer of protection when you shop online with MasterCard SecureCode® to your Putnam Bank Debit MasterCard®. More than one million online merchants in 122 countries support transactions made with SecureCode. Look for the logo when you're providing your payment information. Click here to learn more!

Merchant Card Processing

Being able to accept credit cards and debit cards at your business is a major advantage. East Commerce Solutions is proud to offer merchant card processing solutions to our local small business owners. After analyzing your business needs, they can create a customized merchant services solution that caters to your needs and budget, including:

  • Credit Card Processing and Merchant Services
  • Gift Card Programs
  • E-Commerce Merchant Services
  • Equipment
  • POS Systems

See more of what East Commerce Solutions has to offer by visiting their website.

Putnam Bank Business Credit Card

A business card is a valuable financial tool that, when used correctly, can provide great benefits. Putnam Bank offers Business MasterCard® Standard or Preferred Points credit cards that come with either rewards or no annual fee. Get started by filling out our online application, printing it and either faxing it or dropping it off at your nearest Putnam Bank office.

Remote Deposit Merchant Capture

Depositing your business checks is as easy as scanning and sending them to Putnam Bank with Remote Deposit Merchant Capture. By depositing your checks without having to leave your office, you make deposits when it is easiest for you, save time, get returned checks sooner, decrease reconciliation time, avoid costly errors, manage multiple business locations and are able to view your deposit history.

There is an application process and a monthly fee. Subject to approval. Terms, conditions, restrictions and fees apply.

Safe Deposit Boxes

Protect your important business documents with a safe deposit box at Putnam Bank. Safe deposit boxes range from $30 to $140 per year depending on the size you choose.

Telephone Banking

By calling Putnam Bank's Telephone Banking service at 1-877-928-6501 you have access to your Putnam Bank business accounts. With a simple phone call you can hear your account balances, transfers funds between your Putnam Bank accounts, make loan payments and more.

Overdraft Protection (ODP)

Overdraft protection provides automatic transfer of funds from your savings or checking account to a checking account when your balance falls below zero. Fees apply.


eDocuments, or electronic statements, contain the same information included in your paper statement. With eDocuments, you have instant and secure access to both current and archived statement information. Your eDocuments are available going back 7 years. Receiving your statements electronically offers a higher degree of financial security. Check out Putnam Banks Online Banking FAQs  to find out how to sign up for eDocuments today.

For more information about any of these business value services, contact Putnam Bank's Business Banking department today.