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Commercial Loans

We offer a complete package of commercial loans for any size business. We can tailor a business loan to meet your specific needs and goals. With experienced lenders and local decision making, we deliver flexible terms and quick response with attractive rates.

Precision Business Account

• For those times when receivables are high and funds are low.
• When you need extra cash to take advantage of a great buying opportunity.
• If you buy for your busy season during your slowest business cycle.
• If you are using high cost credit cards to meet your financing needs.

It's the best of both worlds, and it puts you in control.

Access Your Line of Credit by Writing a Check. We Put You in Control

With a Line of Credit tied to a Putnam Bank Business Checking Account, you have immediate access to the extra funds you need, whenever you need them, simply by writing a check.

Pay Interest Only on the Amount You Use

You pay interest only on the amount of the line you use, which is charged to your Putnam Bank Business Checking Account automatically every month.

Pay Down Your Line of Credit by Making a Deposit

Paying down your Line of Credit is as simple as making a deposit to your Putnam Bank Business Checking Account. When the balance in your Business Checking Account exceeds a pre-determined target amount, the excess funds are swept automatically from your checking account and used to pay down the line, keeping interest costs as low as possible.

If you have any questions, feel free to Contact Us via our secure guestbook, or
email:
Bob Beeckman (AVP & Commercial Loan Officer)
Deanna Elliot (Credit Analyst & Commercial Loan Officer)