Online Banking
Personal/Small Business
Business Banking
It's the checking account that pays money market rates. It's the money market account you can use like a checking account. Smart Choice Checking pays you higher rates of interest on larger balances. Unlike a money market account, there are no restrictions on withdrawals. Click here for current rates.
- Unlimited check writing.
- Maintain a minimum daily balance of $10,000 to avoid $15.00 monthly service fee
- Minimum daily balance to earn interest is $10,000
- FREE Checks (limited selection)
- FREE Putnam Bank Check Card
- FREE Telephone Banking
- FREE Online Banking
- FREE Online Bill Payment Service*
- Fee-Free single party Traveler's Checks
- Convenient consolidated monthly statement
- FREE Notary Service
- FREE Signature Guarantees
* Note: If registered for Bill Payment and you don't make any bill payments in two consecutive months, a $5 monthly fee will be assessed to your checking account at the start of the third month.
Please be aware that you are accessing a private computer. Unauthorized access or use is not permitted and constitutes a crime punishable by the United States Code, Title 18, and Section
1030 for Fraud and Related Activity In Connection With Computers.