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Health Savings Accounts

Health Savings Accounts, or HSAs, were created by Congress to combat rising medical costs by providing people with an incentive for paying "first-dollar" medical expenses

An HSA is an IRA-like account that is designed exclusively for covering medical expenses for individuals and families with high deductible health insurance plans. Not only can HSAs provide tax benefits related to paying qualified medical expenses, they also provide benefits similar to many traditional retirement plans.