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Deposit Rates
 

Current Rates: Effective Date
Rates subject to change without notice.


 

Deposit Rates


 

CDs (b)

ACCOUNTSINTEREST RATESAPY*MINIMUM TO OBTAIN APY*MINIMUM TO OPEN
(b) 91 DAY CD0.15%0.15% D$1,000.00$1,000.00
(b) 6 MONTH CD0.20%0.20% D$1,000.00$1,000.00
(b) 1 YEAR CD0.30%0.30% M$500.00$500.00
(b) 13 MONTH CD0.40%0.40% M$500.00$500.00
(b) ***18 MONTH CD0.40%0.40% M$1,000.00$1,000.00
(b) 2 YEAR CD0.50%0.50% M$500.00$500.00
(b) **3 YEAR CD1.00%1.00% M$500.00$500.00
(b) 4 YEAR CD1.39%1.40% M$500.00$500.00
(b) 5 YEAR CD1.74%1.75% M$500.00$500.00

 

 

*APY = Annual Percentage Yield
** CHOOSE TO INCREASE YOUR RATE ONCE AT ANYTIME DURING TERM
*** MAY ADD TO THE 18 MONTH CD IN MINIMUM DEPOSITS OF $500.00
D = Daily Compounding, M = Monthly Compounding

(b) A penalty may be imposed for early withdrawal

SAVINGS (a) (c)

ACCOUNTSINTEREST RATESAPY*MINIMUM TO OBTAIN APY*MINIMUM TO OPEN
PASSBOOK0.10%0.10% D$50.00$20.00
STATEMENT0.10%0.10% D$50.00$20.00
VACATION CLUB0.10%0.10% DN/A$5.00
CHRISTMAS CLUB0.10%0.10% DN/A$5.00

 

        

PREMIER RELATIONSHIP ACCOUNT* (a) (c) (e)

ACCOUNTSINTEREST RATESAPY*MINIMUM TO OBTAIN APY*MINIMUM TO OPEN
$10,000.00- $49,999.000.55%0.55% D$10,000.00$1000.00
**$50,000.00 OR MORE0.30%0.30% D$50,000.00$1000.00

 

 

 *Daily Balances that fall below $10,000 do not earn interest.
**The first tier interest rate and APY will be paid on the entire balance up to $49,999.99 held on deposit in the Premier Relationship Checking account on a daily balance that is maintained of $10,000.00 and up to $49,999.99.  The second tier interest rate and APY will be paid on funds $50,000.00 or greater that are held on deposit in the Premier Relationship Checking account.   This product has a blended rate depending on the balances maintained in the account. 



 

PRESTIGE MONEY MARKET (a) (c)

ACCOUNTSINTEREST RATESAPY*MINIMUM TO OBTAIN APY*MINIMUM TO OPEN
$1,000.00-$14,999.990.15%0.15% D$1,000.00$1,000.00
$15,000.00-24,999.990.20%0.20% D$15,000.00$1,000.00
$25,000.00-$49,999.990.30%0.30% D$25,000.00$1,000.00
$50,000,00 OR MORE0.40%0.40% D$50,000.00$1,000.00

 

501(C) SMART CHOICE CHECKING* (a) (c) (e)

ACCOUNTSINTEREST RATESAPY*MINIMUM TO OBTAIN APY*MINIMUM TO OPEN
$10,000.00-$24,999.990.10%0.10% D$10,000.00$50.00
$25,000.00-49,999.990.20%0.20% D$25,000.00$50.00
$50,000.00-$99,999.990.30%0.30% D$50,000.00$50.00
$100,000.00 OR MORE0.40%0.40% D$100,000.00$50.00

 

 

 *You must provide proof of 501 (c) status.


NOW ACCOUNTS (a) (c) (e)

ACCOUNTSINTEREST RATESAPY*MINIMUM TO OBTAIN APY*MINIMUM TO OPEN
NOW ACCOUNT0.10%0.10% D$100.00$100.00
HSA ACCOUNT0.50%0.50% D$50.00$50.00

 

 

      

SUCCESS CHECKING* (a)

ACCOUNTSINTEREST RATESAPY*MINIMUM TO OBTAIN APY*MINIMUM TO OPEN
$0 - $9,999.99 with qualifiers2.97%3.01%N/A$20.00
$10,000.00 and up with qualifiers*0.25%3.01 - 0.50%N/A$20.00
Base Rate without qualifiers0.05%0.05%N/A$20.00

Annual Percentage Yield (APY) is based on a balance up to $9,999.99 and assumes that account qualifications are met.  Rates are subject to change. The advertised Success Checking Plus APY is based on compounding interest. The interest earned in the Success Checking Plus may be automatically transferred to the Success Saver each statement cycle and does not compound. The actual interest paid could be less than the advertised APY.  The Success Saver Annual Percentage Yield (APY) may be less than the Success Checking Plus APY.
*The annual percentage yield for this tier will range depending on the balance in the account.


 See Qualifications for higher rate.
   

SUCCESS SAVER* (a)

ACCOUNTSINTEREST RATESAPY*MINIMUM TO OBTAIN APY*MINIMUM TO OPEN
$0 - $9,999.99 with checking qualifiers1.00%1.00%N/A$20.00
$10,000.00 and up with checking qualifiers*0.25%1.00 - 0.32%N/A$20.00
Base Rate without checking qualifiers0.05%0.05%N/A$20.00

 

 

The Success Saver Annual Percentage Yield (APY) may be less than the Success Checking Plus APY.
*The annual percentage yield for this tier will range depending on the balance in the account. 

 See Checking Qualifications for higher rate. 

   

*APY = Annual Percentage Yield
D = Daily Compounding, M = Monthly Compounding
(a) Variable Rate Account- The Interest rate and APY* may change at any time.
(c) Fees could reduce the earnings on the account.
(e) Subject to eligibility requirements.  

 

REG IRAs
ACCOUNTSINTEREST RATESAPY*MINIMUM TO OBTAIN APY*MINIMUM TO OPEN
(b) IRA STATEMENT SAVINGS0.10%0.10%$50.00$50.00
(b) 6 MONTH IRA0.20%0.20% D$250.00$250.00
(b) 1 YEAR IRA0.30%0.30% M$250.00$250.00
(b) 13 MONTH IRA0.40%0.40%$250.00$250.00
(b) 18 MONTH IRA0.40%0.40% M$1,000.00$1,000.00
(b) 2 YEAR IRA0.50%0.50% M$250.00$250.00
(b) **3 YEAR IRA1.00%1.00% M$250.00$250.00
(b) 4 YEAR IRA1.39%1.40% M$250.00$250.00
(b) 5 YEAR IRA1.74%1.75% M$250.00$250.00
 

 

ROTH IRAs

ACCOUNTSINTEREST RATESAPY*MINIMUM TO OBTAIN APY*MINIMUM TO OPEN
(b) 6 MONTH ROTH IRA0.20%0.20% D$250.00$250.00
(b) 1 YEAR ROTH IRA0.30%0.30% M$250.00$250.00
(b) 13 MONTH ROTH IRA0.40%0.40%$250.00$250.00
(b) 18 MONTH ROTH IRA0.40%0.40% M$1,000.00$1,000.00
(b) 2 YEAR ROTH IRA0.50%0.50% M$250.00$250.00
(b) **3 YEAR ROTH IRA1.00%1.00% M$250.00$250.00
(b) 4 YEAR ROTH IRA1.39%1.40% M$250.00$250.00
(b) 5 YEAR ROTH IRA1.74%1.75% M$250.00$250.00

   

*APY = Annual Percentage Yield
**CHOOSE TO INCREASE YOUR RATE ONCE AT ANYTIME DURING TERM
MAY ADD TO THE ONE YEAR REG IRA AND ROTH IRA IN ANY AMOUNT AT ANY TIME DURING TERM
MAY ADD TO THE 2,3,4,5 YR., AND 18 MONTH REG AND ROTH IRA IN AMOUNTS OF $100.00 OR MORE ANY TIME DURING TERM
D = Daily Compounding, M = Monthly Compounding
(b) A penalty may be imposed for early withdrawal 

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