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Loans

The Loan You Need from a Trusted Community Lender

Putnam Bank offers a wide variety of mortgage and consumer loan programs to meet your  needs. Our seasoned professionals are friendly, approachable and dedicated to providing you with the highest quality customer service. Our competitive rates, expansive product selection, local decision-making, and commitment to quality customer service make Putnam Bank your best choice for lending services.

Putnam Bank offers the following types of Loans:

Mortgages:

  • Fixed and Adjustable Rate Mortgages
  • Construction Loans
  • Biweekly Mortgages
  • Insured Mortgages (Private Mortgage Insurance)
  • 90% Cash Out Program
  • Investor Loan Programs
  • Jumbo Mortgages
  • Low Down Payment Programs
  • Rehabilitation (R.O.M.E.) Loans
  • Land Loans

First-time Homebuyer and Affordable Lending Programs:

  • CHFA (view CHFA rates)
  • Veterans Administration (VA) Home Loans
  • USDA Rural Housing Loans (RD)
  • Down Payment Assistance and Grant Programs (FHLB EquityBuilder, CHFA DAP)

For more information, or to talk to a Account Executive contact:

Visit our Online Loan Center

Click here for a listing of our Mortgage Loan Originators' and their unique licensing (NMLS) numbers.

Home Equity Loans: Home Equity Lines and Home Equity Loans.
 

Consumer Loans:

  • Personal Loans
  • Debt Consolidation
  • Home Improvement
  • New/Used Auto Loans
  • Recreational Vehicles
  • Other Loans (motorcycles, tractors, and small watercraft)
  • Collateral Loans
  • Credit Card

For more information on Home Equity or Consumer Loans, contact the branch office nearest you.

To help determine your maximum affordable home price, visit our Online Loan Center

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