Consumer Loans


Putnam Bank offers a wide variety of consumer loans at great rates. With a streamlined application process and fast turn-around on approval time, we can help you when you need extra funds for just about any and every reason.

Get approved before you shop - get the paperwork done before you go and we'll send you out with a pre-qualification commitment to buy!

Consumer Loan Application - (Additional Application Documentation Required)
Click here for Consumer Loan Rates - Rates subject to change without notice
Steps to a Free Credit Report

We offer the following Consumer Loans to fit your needs:

Personal Loans
Debt Consolidation Loans
New/Used Auto Loans
Recreational Vehicles
Other Loans
Collateral Loans
Credit Card

Personal Loans

Consumer Loan Application

Need to payoff annoying bills or consolidate credit cards? Taking a vacation or need quick cash? A personal loan may be the answer for you.

  • Minimum loan amount $1,000 - Maximum amount $10,000
  • Fixed monthly payments to fit your budget
  • Fast, efficient approval
  • Competitive interest rates

Debt Consolidation Loans

Consolidate your debts from a minimum of $2,500 to a maximum of $15,000.

New / Used Auto Loans

Consumer Loan Rates

Consumer Loan Application

Shopping for a new or used car? We have a loan that is right for you. Our auto loans are flexible and convenient with fast approval, usually within 24 hours. At Putnam Bank we make it easy to find solutions for your individual needs.

Qualify before you buy! You can qualify for your auto loan before you purchase your vehicle. You'll then have up to 60 days after loan approval to make your purchase.

Ask about our 0% Down Payment option for new cars!

Recreational Vehicles

Putnam Bank offers competitive loans for motor homes, travel trailers and boats.

Other Loans

Putnam Bank also offers loans for motorcycles, tractors and small watercraft.

Collateral Loans

Continue to earn interest on your qualified deposit accounts while borrowing against those accounts at a low interest rate.

Loan is secured with a qualified interest bearing deposit account
Flexible repayment options
Payment can be deducted automatically from your Putnam Bank checking or savings account.
Establish credit
Streamlined credit approval required

Credit Cards

Putnam Bank offers a choice of Visa® or MasterCard® credit cards for all your shopping, dining and travel needs. These cards are accepted at millions of locations worldwide for purchases and cash advances. To apply, contact your local branch office or download the application by clicking here.

*Consult your tax advisor regarding the deductibility of mortgage interest.

To obtain further information or apply for any one of these programs, please contact one of our Branch Managers or visit our Online Loan Center.

All loan programs and applications are subject to approval.